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Sonya Britt-Lutter

Sonya Lutter (Britt)

School Director

Contact Information

302 Justin Hall


  • Ph.D. in Personal Financial Planning, Texas Tech University, Lubbock (2010)
  • M.S. in Marriage and Family Therapy, Kansas State University, Manhattan (2005)
  • B.S. in Personal Financial Planning, Kansas State University, Manhattan (2003)

Credentials and/or Certifications

  • Certified Financial Planner™ Certificant

Area(s) of Specialization

  • Financial therapy
  • Physiological stress
  • Financial conflict within relationships

Research, Scholarship, and Creative Endeavors

  • Robert Rodermund, Ph.D. Candidate, Doctoral Dissertation Chair (2016 - present)
  • Phillip Zeppp, Ph.D. Student, Doctoral Dissertation Chair (2015 - present)
  • David Jayne, Ph.D. Candidate, Doctoral Chair (2014 - present)
  • Greg Schink, Ph.D. Candidate, Doctoral Dissertation Chair (2013 - present)
  • Kristen Stutz, Ph. D. Candidate Doctoral Dissertation Chair (2011 - present)

Courses Taught

  • PFP 456 Financial Counseling and Communication (undergraduate)
  • PFP 771 Financial Therapy Theory and Research (graduate)
  • PFP 808 Research Application in PFP (graduate)
  • PFP 890 Research Methods II (graduate)

Professional Biography

Sonya Britt-Lutter, Ph.D., CFP® is an Associate Professor of Personal Financial Planning at Kansas State University and a Certified Financial PlannerTM. Her research in financial counseling, planning, and therapy utilizes her educational background in marriage and family therapy and financial planning. 

Britt-Lutter’s research on the predictors of money arguments and their influence on relationship satisfaction and divorce and has been referenced in the New York Times, the Wall Street Journal, Kiplinger’s, and Yahoo! Finance to name a few. Her developmental work in the emerging field of financial therapy is summarized in Financial Therapy: Theory, Research, and Practice with co-editors Drs. Brad Klontz and Kristy Archuleta. Relationship dynamics are influenced by physiological stress, in which her research has been featured in the New York Times and Investment News, among others.

Sonya has won the Best Theoretical research paper award at the national FPA meeting two years in a row with her colleagues on Savers & Spenders: Predicting Financial Conflict in Couple Relationships and The Financial Implications on Cohabitation.

Britt-Lutter is co-editor with Dr. Dorothy Durband on, Student Financial Literacy: Campus-Based Program Development, which leads readers through the process of developing or enhancing financial literacy programs for college students. Sonya’s work at the financial counseling centers at Texas Tech University and Kansas State University have guided her effectiveness of financial counseling research agenda.

Personal Information

Outside of work, Sonya enjoys spending time with her family on her small farm. She bleeds purple and loves the K-State Marching Band, the various parades and festivals, and family atmosphere that Manhattan and the surrounding community provides.

Vita (pdf)